DEFENSE LEVERAGE INDEX
72%
of litigated files show materially defense-favorable apportionment posture
ArcuityVizion cross-document analysis identifies claims where pre-existing pathology, prior non-industrial events,
and internal provider conflicts materially support causation challenge and LC §4663 apportionment allocation.
This page prioritizes where that posture can be converted into settlement leverage before trial spend accelerates.
Files analyzed
3,478
open + trial-track litigated claims
Causation conflicts
1,104
treating vs IME / QME disagreement
High apportionment advantage
1,267
>= 60% non-industrial support
Estimated indemnity reduction
$31.2M
portfolio-level modeled reduction
Causation signal mix
| Signal | Claims | Rate |
|---|---|---|
| Prior same body-part care | 1,942 | 55.8% |
| Pre-injury imaging baseline present | 1,386 | 39.8% |
| Non-industrial intervening event | 742 | 21.3% |
| Treating/IME direct conflict | 1,104 | 31.7% |
| UR/IMR procedural leverage | 911 | 26.2% |
Signals are measured at claim level from indexed PR-2, IME/QME, UR, WCAB filings, and subpoenaed prior records.
Apportionment distribution
| Non-industrial share band | Claims | Strategy |
|---|---|---|
| 70–100% | 624 | Early settlement pressure |
| 60–69% | 643 | IME-centered mediation |
| 40–59% | 1,214 | Dual-track prep |
| 0–39% | 997 | Monitor / low leverage |
Apportionment percentage represents strongest defensible non-industrial allocation supported by current records.
Modeled financial impact
| Bucket | Claims | Avg modeled reduction | Portfolio impact |
|---|---|---|---|
| High leverage (>=60%) | 1,267 | $21,400 | $27,123,800 |
| Moderate leverage (40–59%) | 1,214 | $3,350 | $4,066,900 |
| Low leverage (0–39%) | 997 | $0 | $0 |
| Total modeled reduction | 3,478 | — | $31,190,700 |
Modeled reduction is directional planning output (not booked savings) based on current reserves and settlement strategy assumptions.
Methodology
Inputs. PR-2 / IME / QME / UR / WCAB filings + subpoenaed prior medical records in the claim index.
Leverage score = weighted(causation_conflict, pre_injury_baseline, prior_same_body_part, procedural_gap, expert_quality)
Apportionment bucket = max defensible non-industrial share under LC §4663 / Escobedo support threshold
Modeled reduction = claims × (reserve × defensible_non_industrial_delta × realization_factor)
All values shown here are portfolio-level demo metrics for smartdocs visualization and triage prioritization.